Registered Investment Advisor

How we think about fiduciary wealth management

Purpose before markets. Transparent fees. Portfolio discipline and stewardship you can live with over decades, not quarters.

Fiduciary, on record

FiduciaryLegally obligated

MichiganRegistered Investment Advisor

No-commissionsFee-only

Fiduciary duty. Fee-only. On record.

Why Wellspring

Built for alignment, not volume.

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  • Independence you can verify

    Wellspring Investing is a fee-only RIA in Michigan. We do not sell products or earn commissions. Advice is structured around a fiduciary duty of care and transparent asset-based fees.

  • Discipline in the portfolio

    Allocation, risk management, and tax awareness come first. When appropriate, we use dividend strategies and conservative options overlays to support income and preservation, not retail speculation.

  • Custody you can trust

    You receive personalized advice from a boutique practice. Client assets are held and reported through Interactive Brokers, a custodian known for options trading technology. Charles Schwab is available as a backup when IBKR does not offer a needed service.

The contrast

Most wealth desks optimize for volume. We don't.

Typical big-bank experience

Wellspring's answer

Client Services

Your representative rotates. The person who onboarded you may not be who picks up when markets move, or when you need a real conversation.

Wellspring

You work directly with Austin, your lead advisor, the same person who sets policy and stays accountable to your goals.

Client Services

Commissions on products, referral fees, and shelf quotas that never appear as a line item on your statement.

Wellspring

Fee-only fiduciary advice. One transparent asset-based fee, with no hidden incentives to recommend what pays us more.

Client Services

A model portfolio from a product shelf, risk-tolerance checkbox included. Customization ends where the firm's template begins.

Wellspring

A tailored strategy built around your purpose: income needs, tax awareness, and preservation where your plan requires it.

Client Services

Assets held at the institution that also sells you products, with advice and distribution under one roof.

Wellspring

Independent advice from a boutique RIA; assets custodied at Interactive Brokers, with Charles Schwab as backup, and clear third-party reporting.

Client Services

A call-center queue, or a junior associate reading from a script who has never seen your financial plan.

Wellspring

Direct access to the advisor stewarding your portfolio, not a handoff to someone who does not know your context.

How we practice

The practiceWellspring is a fee-only Michigan RIA for families who want portfolio discipline and clear accountability, not a product shelf or rotating team. You work directly with Austin. Assets are held at Interactive Brokers under a fiduciary duty of care, with Charles Schwab as a backup custodian when needed.

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Commissions

  • Botanical illustration of an acorn beside a small sprout

    100%

    Fee-only advisory revenue

  • Botanical illustration of an unfurling fern fiddlehead

    1

    Lead adviser for every relationship

  • Botanical illustration of wildflowers on a short stem

    RIA

    Registered Investment Adviser

Common Questions

Clear answers, full transparency

Everything you need to know about how we advise, structure fees, and steward portfolios: clear, simple, and transparent.

Still have a question?

Large firms often answer to shareholders; we answer only to you. As an independent RIA, our and eliminate the hidden commissions and proprietary product quotas found in big banks. You aren't a data point in a mass-market model; you are the sole focus of a custom-engineered strategy managed directly by your lead advisor.

Finances that work for you when you're away.

I act as your personal financial officer. While you focus on your business, your family, or your retirement, I keep your financial engine moving with disciplined oversight.

A warm dining table with coffee mugs, representing life away from financial decisions
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Meticulous wealth preservation, running in the background.